• CAPITAL LOAN

The loan is granted 3 times member’s shares, with 12% interest on reducing balance for a maximum of 36 months.

• SCHOOL FEES LOAN

A maximum of 250,000/= processed within 24 hours, with 12% interest on reducing balance for 24 months.

• EMERGENCY LOAN

A maximum of 250,000/= processed within 24 hours, with 12% interest on reducing balance for 24 months.

• INVESTMENT LOAN

The loan is granted 4 times member’s shares, with 14.5% interest on reducing balance for 84 months with a 1.5% processing fee.

• MOTOR VEHICLE INSURANCE LOAN

A maximum of 50,000/= is offered for vehicle insurance purposes, processed within 24 hours, with 12% interest for a maximum of 10 months.

• JIINUE LOAN

The loan is granted 4 times member’s shares, with 13.5% interest on reducing balance for 72 months. The Member is required to have a minimum of 5000/= monthly share contribution.

• JAMII LOAN

The loan is granted 3 times member’s shares, with 14.5% interest on reducing balance for 90 months with a loan processing fee of 2%. The Member is required to have a minimum of 5000/= monthly share contribution.

• INSTANT LOAN

A maximum of 50,000/= is offered with 8% interest paid upfront from the amount applied. Installment period is one month.

• PREMIUM CAPITAL LOAN

The loan is granted 3 times Member’s shares, with 13% interest on reducing balance for a maximum of 60 months.

• NEW TULIZO LOAN

Refinances Capital loan after 50% payment of initial loan. Loan granted is 3 times Member’s shares, with 13% interest rate for a maximum of 72 months.

• KARIBU LOAN

A maximum of 100,000/= is offered. One third of approved amount is transferred to Member deposits. Loan is offered at 14% interest for 12 months. New Sacco Members who are less than three (3) months old qualify for this loan product.

• SUPER EMERGENCY LOAN

A maximum of 500,000/= is offered, can be refinanced after 30% payment of initial loan. Comes with 12.5% interest rate for a maximum of 30 months.