Tembea Kenya Loan is a travel-focused loan that helps members take holidays, honeymoons, pilgrimages, and professional trips after saving half of the travel cost. Once qualified, the SACCO pays the tour operator in full, and the member repays the loan at an affordable interest rate under a fully guaranteed arrangement.
- Member saves 50% of the holiday/trip cost to qualify
- SACCO pays the tour operator the full amount (2× member savings)
- Interest rate of 13% per annum on a reducing balance
- Fully guaranteed loan facility
- Available for individuals, groups, and families
- Ideal for honeymoon packages for newly married couples
- Covers local and international destinations (e.g., Mombasa, Maasai Mara, Seychelles, Zanzibar, China, Mecca, Israel)
Loan Calculator
Enter your loan details to estimate repayment. Results are indicative and may differ from the SACCO schedule.
Use the product rate (example: 12% p.a or 1% p.m).
Choose p.a for annual rates, p.m for monthly rates.
Upfront is useful for products that charge interest upfront (e.g. “8% upfront”).
If your product has a processing fee, add it here.
Disclaimer: This calculator provides estimates only. Actual repayment may vary based on SACCO terms, deductions,
and approvals.
Estimated Monthly Repayment (KES)
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Total Interest (KES)
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Total Amount Payable (KES)
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Tip: Interest rates and repayment methods depend on the loan product selected.
