Premium Capital Loan offers members higher-value financing based on their deposits, with a longer repayment period and a reducing interest rate. It is designed for members who can provide additional income verification and guarantor support.
- Loan amount up to 3× member deposits
- Repayable up to 60 months (5 years)
- Interest rate of 13% per annum on a reducing balance
- Fully guaranteed by at least three (3) guarantors
- Requires attachment of an original current payslip
Loan Calculator
Enter your loan details to estimate repayment. Results are indicative and may differ from the SACCO schedule.
Use the product rate (example: 12% p.a or 1% p.m).
Choose p.a for annual rates, p.m for monthly rates.
Upfront is useful for products that charge interest upfront (e.g. “8% upfront”).
If your product has a processing fee, add it here.
Disclaimer: This calculator provides estimates only. Actual repayment may vary based on SACCO terms, deductions,
and approvals.
Estimated Monthly Repayment (KES)
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Total Interest (KES)
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Total Amount Payable (KES)
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Tip: Interest rates and repayment methods depend on the loan product selected.
