Business & Rental Income Loan is designed for members with established income streams from business or rental properties. The loan is based on member deposits and is repaid using approved business or rental income, with structured terms and full guarantor support.
- Loan amount up to 3× member deposits
- Repayable up to 72 months (6 years)
- Interest rate of 13.5% per annum on a reducing balance
- One-off processing fee of 1.5% of the loan amount
- Fully guaranteed by at least three (3) guarantors
- Loan serviced through approved business and rental income
Loan Calculator
Enter your loan details to estimate repayment. Results are indicative and may differ from the SACCO schedule.
Use the product rate (example: 12% p.a or 1% p.m).
Choose p.a for annual rates, p.m for monthly rates.
Upfront is useful for products that charge interest upfront (e.g. “8% upfront”).
If your product has a processing fee, add it here.
Disclaimer: This calculator provides estimates only. Actual repayment may vary based on SACCO terms, deductions,
and approvals.
Estimated Monthly Repayment (KES)
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Total Interest (KES)
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Total Amount Payable (KES)
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Tip: Interest rates and repayment methods depend on the loan product selected.
