Capital Loan enables members to access financing based on their savings strength. The loan amount is tied to member deposits and is repayable over a medium-term period at a fair reducing interest rate, with full guarantor support.
- Loan amount up to 3× member deposits
- Repayable up to 36 months (3 years)
- Interest rate of 12% per annum on a reducing balance
- Fully guaranteed by at least three (3) guarantors
Loan Calculator
Enter your loan details to estimate repayment. Results are indicative and may differ from the SACCO schedule.
Use the product rate (example: 12% p.a or 1% p.m).
Choose p.a for annual rates, p.m for monthly rates.
Upfront is useful for products that charge interest upfront (e.g. “8% upfront”).
If your product has a processing fee, add it here.
Disclaimer: This calculator provides estimates only. Actual repayment may vary based on SACCO terms, deductions,
and approvals.
Estimated Monthly Repayment (KES)
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Total Interest (KES)
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Total Amount Payable (KES)
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Tip: Interest rates and repayment methods depend on the loan product selected.