The Emergency Loan is designed to help members meet urgent financial needs. Members can borrow up to KShs. 250,000 or an amount equal to their shares, whichever is lower. The loan is repayable within a maximum period of 24 months and attracts interest charged on a reducing balance. Full guarantorship is required.
- Maximum loan of KSh 250,000 or equal to member’s shares
- Repayable up to 24 months (2 years)
- Interest rate of 1% per month on a reducing balance
- Fully guaranteed by at least two (2) guarantors
Loan Calculator
Enter your loan details to estimate repayment. Results are indicative and may differ from the SACCO schedule.
Use the product rate (example: 12% p.a or 1% p.m).
Choose p.a for annual rates, p.m for monthly rates.
Upfront is useful for products that charge interest upfront (e.g. “8% upfront”).
If your product has a processing fee, add it here.
Disclaimer: This calculator provides estimates only. Actual repayment may vary based on SACCO terms, deductions,
and approvals.
Estimated Monthly Repayment (KES)
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Total Interest (KES)
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Total Amount Payable (KES)
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Tip: Interest rates and repayment methods depend on the loan product selected.
