Investment Loan allows members to access higher-value financing based on their deposits, with a longer repayment period. It supports investment needs through structured repayment, a reducing interest rate, and full guarantor coverage.
- Loan amount up to 4× member deposits
- Repayable up to 84 months (7 years)
- Interest rate of 14.5% per annum on a reducing balance
- One-off processing fee of 1.5% of the loan amount
- Fully guaranteed by at least three (3) guarantors
Loan Calculator
Enter your loan details to estimate repayment. Results are indicative and may differ from the SACCO schedule.
Use the product rate (example: 12% p.a or 1% p.m).
Choose p.a for annual rates, p.m for monthly rates.
Upfront is useful for products that charge interest upfront (e.g. “8% upfront”).
If your product has a processing fee, add it here.
Disclaimer: This calculator provides estimates only. Actual repayment may vary based on SACCO terms, deductions,
and approvals.
Estimated Monthly Repayment (KES)
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Total Interest (KES)
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Total Amount Payable (KES)
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Tip: Interest rates and repayment methods depend on the loan product selected.
